What To Do When Tree Falls on Your Property
If you are a homeowner you may encounter tree damage of some kind in your lifetime. In these situations it is important to know what to do when a tree falls on your property. Old and diseased trees are especially vulnerable to high winds and flooding, but even the healthiest trees can come crashing down.
Here are some steps to follow to stay safe and get your property back to normal.
Make Sure You Are Safe
First, make sure that your family members and pets are safe. Then, with caution, begin to access the damage. If a tree has gone through the roof or you notice any broken power lines you must evacuate the home immediately and an emergency tree service or fire department.
If you are unsure of the severity of damage try doing a quick assessment around your property. Some things to check for include:
- Splits in tree branches
- Broken or uneven tree top, called the canopy
- Decay, holes, splits or cavities in tree trunk
- Heaving soil at the base of the tree
- Pulled or visible root system
- Uprooted or toppled tree
- Broken Power Line
If you notice any of these problems the tree needs to be removed before doing any additional damage to the home. It is important that a homeowner have a professional remove any fallen trees on their property. Professionals have access to and experience with large equipment that is needed to safely and effectively remove a tree from your property. Professionals know the right people to contact, and the way the job must be done in order for an insurance company to cover the costs for the homeowner.
Call Your Insurance Company
If the tree has damaged your home, outbuildings, or significant landscaping structures, it’s time to contact your insurance company. Even if it is after hours, they likely have an emergency line. Make sure to get the following information when you contact your insurance company:
- Claim number
- Your adjuster’s name, phone number, and email
If you are in the Nashville area, tell your insurance company that you’d like to use Arbor Best Tree Care. If you’re outside of our service area, your insurance company can advise you on the best companies to call and the next steps you need to take to restore your home.
If it’s safe to be around your home, take photos of the damage from different angles. This helps your insurance company to understand what happened. It also helps you document the extent of the damage.
Safety should always be the number one priority for you and your family. A fallen tree and storm damage are not something you should take lightly or try and fix yourself.
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